Service that goes above and beyond
In addition to our cost-saving strategies and unrivaled customer service, we offer the following added bonuses for you and your employees:
Zero Out Of Pocket Max Plans with GAP Insurance - Graveline Financial has proudly partnered up with Morgan White Group’s Premium Saver to bring you low cost coinsurance, (GAP), to cover your deductible. We are the only broker in California offering this product. By adding coinsurance, your out of pocket max can be as low as zero.
Claims Concierge - Our popular concierge service began in 2012 when we set out to simplify the customer service process. Our team knows every plan you’ve selected and is available to coordinate claims, prescription refills and medical authorizations between your insurance company and your providers. We do this for all your employees with 24/7 live assistance.
Health & Wellness Benefit Fairs – Get the most out of your open enrollment with representatives from each insurance company, on-site to navigate your employees through upcoming plan changes. Local health and wellness professionals, gym memberships, dental & ortho evaluations and vision & hearing screenings for the whole family. Free flu shot clinics are available August - October!
Ease Central – Online web based enrollments and reporting.
Employee Onboarding - throughout the plan year.
Customized Enrollment Kits for every employee with One on One Open Enrollment Consultations - We will meet with each employee and/or spouse at open enrollment to ensure a full understanding of the benefits offered and the right plan is selected.
Discount RX Card - While you cannot use GoodRx and insurance at the same time, you can and should use a GoodRx discount instead of your health insurance or Medicare if the price is lower.
Certified Medicare Advisor - Our dedicated Medicare Advisor can help you navigate through the Medicare maze to select the best options for your new or continued coverage.
Affordable Care Act - Helping you understand the requirements of the Affordable Care Act (ACA) with a customized analysis of ACA’s impact on your business.
Healthcare Reform – Assistance with employer required exchange notices, Play or Pay Guidelines, SBC’s – Employer Requirement, FTE – (Full Time Equivalent) Calculator and future healthcare costs.
Employee Retirement Income Security Act (ERISA) – ERISA compliant SPD’s with data gathered and prepped by Graveline Financial. Discount pricing is arranged for our clients through ERISA Compliance Services.
California Health Exchange enrollment – We offer on site enrollment services to individuals and families not participating in employer covered health plans.
Annual Renewal Evaluation - As your business evolves, so do your needs. We shop all carriers on your behalf, every year. While they bid on your business we are able to negotiate plans that include more coverage and perks for your employees like carrier sponsored catered lunches and free on-site flu shots.
Property Casualty & Commercial Lines Agent - Allows you to keep all your business under one umbrella.
